Car Totalled, Job Gone, I Need Help

I've had a rough year. Since leaving my job last May, it has been difficult to pay my bills. Well, my new year of unemployment begins next week, but my bank account is in the hole by $1041.00. Insufficiant fund fees and a thousand dollar loss last month due to a bad chef gig has me worried that I will be homeless soon. I am asking you all for a little assistance to get me out out of the hole. Please?