visa application to stay in the uk

I’ve been in the UK for the last two years, the visa I’m on is drawing to an end, and I’m applying to stay on as a skilled worker, which I need to cover. It feels weird to explain my/the circumstances, but those who know, know. This is the first time I’ve done this, and I wouldn’t create this if it wasn’t a question of my life here being uprooted.

The Immigration Health Surcharge is £3120 and the standard application fee is £1500. I’m working to cover as much as I can.