Urgent Md Radzi Heart Failure Fund

Assalamualaikum and hello everyone. My name is Tasnim Binti Mohd Radzi. I would like to start a fundraising for my father, Mohd Radzi Bin Abd Hadi. He had a cardiac arrest on Dec 9th in Los Angeles, California while we are driving to my sister's house located in Tempe, Arizona. In summary, we would like to fundraise USD 250,000 because the current hospital bill is USD 196,062.02 (MYR799,638), and this amount excludes bills from doctors. My father and I are government servants for the state government of Kedah while my mother is a primary school teacher. We will not be able to pay this enormous amount without the help of others.

Background

My father, mother, and I were traveling from Alor Setar, Malaysia to Phoenix, Arizona to visit my sister, brother-in-law (a graduate student at Arizona State University located in Phoenix, Arizona), and their two sons. We departed from Kuala Lumpur and arrived in Los Angeles on Dec 8th. My sister and her family came to fetch us at the airport that night, and we slept in Los Angeles. The next morning, we visited a few places before starting our journey to Phoenix, Arizona. During our drive from Santa Monica to Phoenix, suddenly my father had a cardiac arrest, and we brought him to the nearest hospital, Dignity Health California Hospital Medical Center. My father’s heart stopped, but the doctors managed to revive him. My father was in the Intensive Care Unit for five days, and he was discharged on Dec 17th. Currently, we are at my sister’s house in Phoenix, Arizona since Dec 20th until the first week of January because my father is not fit to travel for two weeks according to the doctors.

Family Background

My name is Tasnim Binti Mohd Radzi, from Alor Setar, Kedah, Malaysia. I am the second child and works as a junior clerk for the state government of Kedah.

My father, Mohd Radzi Bin Abd Hadi is a senior clerk for the state government of Kedah.

My mother, Azizon Binti Mustafa is a primary school teacher at Sekolah Kebangsaan Suka Menanti, Alor Setar, Kedah.

My eldest sister, Nur Afiqah is a housewife. She has two sons and is currently two months pregnant.

My brother-in-law, Abdul Rahimi Bin Abdul Rahman is a Ph.D.  student at Arizona State University, funded by the Ministry of Education (Malaysia) and University Malaysia Pahang.

My younger brother, Muaz is an undergraduate student at UiTM Dungun.

Overall, we are a non-professional average income family that was only trying to have a once in a lifetime visit to the states because my sister and her family is currently residing here.   

Fundraising

We would like to fundraise USD 250,000 to cover this unbearable cost. The current bill from the hospital is USD 196,062.02. This bill excludes charges from the doctors. The doctors will bill us separately, and it would not be cheap. We do have travel insurance from AXA that covers one-third of the cost, but the insurer said we need to pay the amount first (which we do not have the money to do so) and submit an application for reimbursement. However, there is a high possibility for the insurer to reject our application because cardiac arrest is usually viewed as a pre-existing condition in elderly people. Any surpluses will be donated to charity.

Other funds

My father and mother do not have any Employee Provident Fund (EPF/KWSP) because there are government servants with pension plans. However, the state government of Kedah is also fundraising for my father.

How we will use the fund

First, we will use our family savings, this fund, and funds from the state government to pay bills from all of the doctors. We will contact each of them and explain that we are non-US-citizens with travel insurance but not health insurance in the US. We will request a discount or settlement and we will pay the agreed amount.

Then, we will use the remaining monies to request a settlement with the hospital. We hope the hospital agrees to our proposal. If not, we will need to continue fundraising, consider selling some of our assets (however, we do not have multiple houses or extra vehicles to be sold), or agree on an installment plan with the hospital. 

We proceed with the doctors first because the doctors' fee should be less than the overall hospital bill. We want to reduce the number of parties involved so we will receive fewer court orders to pay the bills.

Nevertheless, please feel free to share your ideas on how we can settle the bills with the hospital and doctors.

Thank you for your support

Updates

The amount that we have received as of Jan 15th, 2018:

(a) Bank Islam - MYR54,217 (USD13,739)
(b) Maybank - MYR59,996 (USD15,204)
(c) Bank Simpanan Nasional - MYR5,000 (USD1227)

The amount that we have paid as of Jan 15th, 2018:

(a) Prescribed medication - USD819.59 (MYR3,442.28)

Invoices

Invoices that we have received as of Jan 15th, 2018

(a) From the hospital - MYR798,916 (USD196,062)
(b) From doctors - MYR34,045 (USD8,504)