Amy Gable and Family

Hey. As most of you know I am Amy. I am the mother of one almost 5-year-old son. This April, I lost my mom two short years after my father's passing. I missed a good deal of work before her passing, from Christmas to April as I wanted to spend as much time with my mom as possible. Before Christmas, I was a full-time real estate agent also working part-time at a local store while occasionally freelance bartending. Faced with my mother's prognosis and unsure of how much time we had left with her, I decided not to renew my real estate license or pay board fees at the beginning of the year to save money. As all of the dues and upfront costs associated with real estate can be very expensive, and 2022 was not my most profitable year as I had missed almost two months of all income due to having my gallbladder removed in early 2022. After deciding that this year, I rented an empty room in my house to life long friend hoping to help me make ends meet.

Since my mom passed away, the days have gone by much faster than I wanted them to. I was not emotionally, physically, or financially prepared for what new emotions follows the death of the ones we love the most in this world. I was not prepared for the amount of time I would need adjusting to a normal day when everyone else seemed to move on. My sons father lost his job helping me take care of Oliver on days that I couldn't take on by myself.

He's recently started a new job but with much lower pay.

As we've been doing our best to catch up on bills, it seems like every week we get another late fee, penalty fee, or find ourselves hit with a situation that sets us even farther back. Including my “friend” the roommate bailing with rent and leaving a mess. It has been my goal to downsize when possible after catching up on monthly bills. With a long term goal to be prepared to move next summer, to pursue a teaching opportunity starting next school year.

Following my mothers passing almost 5 months ago, I struggled to adjust to the new normal. I regretfully took too much time off work. During that time when missing payments I assumed I would be able to catch up with half of my mothers life insurance settlement. Since, my fathers settlement was distributed equally two years prior. There was never an official will written by my mom, nor a discussion about how life insurance would be handled and/or what to expect by my mom.

My assumptions and expectations were wrong. Now, due to my credit taking a substantial and continuous dive, I am unable to obtain a personal loan from an official lender. I have exhausted all institutional resources in any attempt to find financial relief with zero positive result other than placement on government waiting lists.

My son comes first. So, I find myself in a place I never thought I would allow myself to be. Asking friends and family for understanding and help as I find myself feeling nearly defeated. I

Donations are welcomed but not ever expected. Prayers and positivity is highly encouraged. I am interested to secure a small personal loan if someone is willing and able. I own one of my cars, its not worth much, I'd be happy to use the title as well as other belongings as collateral. All profits will come directly to our family and be used solely for the outstanding bills contributing to my household.

Thank you all for your understanding & love.