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Credit Card Debt and Diabetes Medications

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Hello, my name is Tim. I desperately need help. I know I’m probably not deserving however my life has taken a terrible turn for the worse. I was served divorce papers a little over a year ago. I’ve been cut off of all money and credit cards because of the soon to be ex-wife.  Also, at the same time of being served, my business went down and out because of the Pandemic/Covid events that hit our country. Which in turn, destroyed any revenue and money coming in for my Fire Safety business and for any personal income. I have personal credit card debt with five credit cards that are maxed out so as to use for my business to try and keep it afloat. Which in the end, didn’t make a difference anyway. The most difficult part about this is that I am also diabetic. I can’t afford food (which I’m getting limited funds from the State for, but it’s almost nothing) much less diabetic meds to regulate my blood sugars. I’ve almost been in a diabetic coma five times since my pending divorce. On top of all that, I have chronic degenerative lower back issues including the sciatica which when my back goes out, I can’t sit, stand or walk at all. I also need knee surgery (which I don’t have the insurance for and Medicaid won’t cover it). I’m supposed to go to physical therapy but I can’t afford the $45 co-pay every time I have to go. Which also means I can’t work. I can’t sit, stand or walk very long even when my back doesn’t go out. I’m certainly not a lazy person by any means.  I’ve been a blue-collar, working on concrete most of my life and then owned a  business to reinvent myself (because my knees were going out on me) for the last 15 years. I don’t have anybody that I can turn to. I’m 56 years old and this is the first time I’ve been in this kind of position ever. For the first time in my life I’m couch surfing. I’m at the end of my rope. I’m trying to raise $10,000 (which I’ve never asked for help all my life) in order to pay off my credit cards which are way up there, pay off my business loans that are personally guaranteed which most of the funds will be going towards so I don’t get sued or go to jail over, to pay back a few of my friends who were gracious enough to borrow me tens of thousands to help my business and me personally over the years, the IRS which I’m not sure how much that is yet and maybe to secure an apartment so I’m not moving from place to place every month anymore in order to help my back. All and all, I need to raise much more but if by all means I can get even close to my goal, I would be so grateful. I’m honestly just trying to stay out of prison, not get sued through business and/or personal and not die of hunger or diabetic coma. I’m at your mercy. I’ve tried everything. I have nobody to help me. Please. I don’t know what else to do. Thank you so much in advance for any help.

Organizer

Tim Foss
Organizer
Wauconda, IL

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