Extreme Money And Home Crisis
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Help With home and money crisis. Posted by Michael Pizzuti RN and father.
Description: unforeseen illness and crisis.
Going on now for just about 7 to 8 months my kids Madison and Scarlett 10 years old fraternal twins, my son Mike 16 now 17 years old, and my 86 year old mother have experienced tremendous misfortune/illness/heart break.
We had to wait over 2 years after a hurricane hit Central Florida for our insurance company to put up a new roof. During that wait period not a lot of mold but some showed up in a few back closets. After waiting what seemed forever for the new roof. A recommended mold removal guy was recommended from a source I trusted. I was promised a lot from people I love and respect. I have to trust God and not get negative about anyone. So I will stick to a short simple fact full narrative. For 12 years or more we have tried our best to serve this community as a family. I have always helped family and people in need as much as possible. Not just by Nursing for 25 years. Also by getting out and on the airways on my dime to help people with great medical experts that were the very best until sponsors came in. To simple volunteering my self and my kids for church run service events. Like serve day at Journey Christian Church in Apopka FL. Rolling up our sleeves and getting dirty to help people in need. We have done our best as a family. I am a volunteer first responder RN as well. I have seen things as you can surmise I wish I had not. I have used every skill and licensure I have possible in these catastrophic events. The RNFA and second assistant in the O.R. Have been important assets. I don’t mention this stuff to anyone. Now for the future and health of my 3 Kids I am.
We were asked to leave Nanuet NY. I wanted to help so we left my beloved home town. We came here into a terrible situation. I did make headway as one of the few employed people as a RN in 2008 and 2009. I was planning ahead. Nursing is extremely hard but I know this economy is cyclical. I knew then it would be a good move to always have income and help people for harder work and less pay. Worked long and hard hours sometimes 70 to 80 Hours in a week. Tuff on my Son at the time. Single Dad petitioner and custody holder. My son beard the brunt. BAM, 2008 it happens. I pounced on real estate in central Florida. Looked at dozens and dozens of homes. It was disturbing to see kids toys and family pictures just left behind. Those families got crushed. I still had to follow the plan I set out to do and worked like a dog for. 800k dollar houses for 200k. Things like that looking towards a future of prosperity and opportunity for my kid and kids to come. Houses at ridiculously low prices I snagged. Massive amazing houses for prices I knew then would never come back. It may happen again? I can’t imagine to that extent. I hope not. I was asked to help some people in great need with a promise of immediate pay back. As I was leveraged with 4 new houses. A large sum of money I toiled and worked endless hours for. Not sure of all the reasons? I was not paid back. I lost 3 houses and was only able to keep 1 of them. So I lent the money out immediately no questions I subsequently lost 3 houses that if I don’t mess up lending out that money would have been life changing. My kids and mother Have never recovered. I have come to terms over the years. Move ahead and stay positive. Pray for the people that maybe were misguided or whatever their motives were. Perhaps they truly thought they would pay it back then could not?? Its been many years of regret. I bear the responsibility for the decisions I made. knowing it would affect my mother,kids and my life permanently if I was wrong. I was wrong. . We have been shrugged off now for many many years. Let’s just say I should have known better. I made the decision. It’s on me forever. I have no malice or hate. I trust God still. I believe praying for all these years will help us all. Sometimes people just get lost in their thoughts or conceptions. I have learned to stick to the words of Christ and stay the course. I have not by any means been able to maintain that all the time. That is the truth. I admit my shortcomings. My failures in judgement. My anger and bitterness has gotten me more than once. I have caused pain as well.
It’s been a constant struggle since I lost the houses. My 730 credit score tanked. It continues to tank. I am leaving out 99% of what I want to get across. it’s a time thing. The years have been a grind especially being petitioner and custody holder of 3 kids and my mother who is 86 now. My twin girls are 10. My son is 17. I am 55. I was given bad news few years back regarding my health. A careless nurse stuck me with a needle at work. Took 15 years but now we know and it’s not good. It’s bad. Very bad. Then About 7 months ago we were hit hard from all angles. Insurance fraud against us. Insurance company for the house was bamboozled by a crooked criminal contractor. Mold man Rob. Rob is great at scamming. I lost 20k and insurance company got scammed. No money for rebuild, materials, pro contractors. The house stripped to the wood and concrete. Nothing left. Anything of value stolen and house left with wood beams and concrete floor. This guy even took my A/C duct work and copper wires and anything worth money. So we have been living in Florida with 2 window units that do nothing. Basically roasting day in and day out. It messes up your health, your thinking, your energy, and just about everything a person needs to function. Throw in Toxic air from dry wall and texture and plumbing issues. We are all sick.
Well. Bad deal Right. Buck up and move past it. Not so fast. Major hacking on Dark web. Accounts drained of thousands. State food and a little help I get frozen. The process is unbelievably hard and long to fix. So Bad. A SS# change is still pending. Assets lost can’t recover and any help I could get still has to wait for process to run its course. My SS# was hacked from my Doctors office. They waited and took there sweet time to notify all their patients. I will post what I can of the mailed notice they sent 2 months after they knew what happened. No money now. Sell off all investment for the kids. Sell my Truck. Sell my one owner 86 Monte Carlo SS white with T tops. What a gut punch. Desperate and need the money fast. 3500 is what I took. That car right now which I knew would happen is a 20k or more car. Generac Generator a small fortune had to sell and took a beating. I have been unable to work. As well
I achieved a milestone I set out to do. Nearly 8 years I only had one class left for BSN in nursing. I achieved that one last class during this mess. Got that title and opportunities abound. However, I have been stuck working on this house with my son for over 4 months straight every day every night. Self taught by U tube. Dry wall, plumbing, insulation, electrical. Crazy hard and has nearly killed us. Sometime this coming week have to head into hospital for Major surgery because of the abuse I put my body through when told not to.
Ok, hacking and fraud. Devil not done yet. Assault on my daughter, Dog run Over by a speeding truck and killed. A maniac pulling a nine mm hand gun on me. These are the mild things that we have endured.
We have had no meat for 13 days or Milk. Dead end after dead end. Tired of it. I need to keep this short today. I will put it up as is. Add to it as I can. It’s just too much and I am in very very bad condition. Will put up some video and pictures. I know God has our back. You men and women out there will help us reach that breakthrough. God has been hounding me to do this. I have never asked for anything. I am the giver not the taker.
Well, it’s time to swallow my pride and ask for help. Not for me for the kids. I have to do this.. I don’t believe after retrospection fault for this mess should be smashed on anyone but me. However , Accountability is good. By bailing people out time after time they don’t grow, change behavior or gain a sense of empathy. I and my mother did no favors to anyone by helping escape accountability.
As you all know the cost of food, labor, materials, and gas is killing us. I have 6 dollars left. After 4 months this house is only 65 percent finished. We breathe in dry wall dust day and day out. Makes us sick. Gets into your mouth, skin, hair, and your food and water you drink. That’s been the worst. When your kids say they’re too hot, hungry and thirsty. That’s when you ask for help. Maybe sooner I am thinking. We have Been taken advantage of and scammed by crooked contractors. Hacked by hackers who stole my identity and wiped me out. So bad I had to change my SS#. All that effort has made me sick and I have been in and out of hospital. Just spent 10 days in acute care. Testing. Blood work, Cat scans MRIs, painful procedures and surgery. Painful nightmare. My mom is 86 and in poor health. She is exhausted and I have to come home asap. It’s just me. I am custody holder and petitioner of my kids, end caretaker of my mother. I am the youngest of 4 kids. If I don’t make it. My kids may go to the State. Can’t have that. Please pray for us. God can move mountains. He heals the sick. He is trustworthy and deserves praise. Even if you get an answer that is devastating. Trust he has his reasons. Prayer is the key. The key to restoring my health to a manageable level at the least. To end our nightmare and bring us into his blessings for staying the course, and trusting him. Jesus hear our prayers!! The go fund me is for my kids and mother. We have had little help but for a few loving and kind people. Tremendous emotions I get by the kindness and prayers sent our way. That we have you all out there. We have Jesus and you!!! How awesome that is. Please help us. I don’t know what will happen. I can only trust at the end of this 8 month nightmare it will not be more than we can handle. Christ words. They are living words to us. Please see our walk, and my walk on Facebook. Posting last 2 hospital emergency admissions and treatments. No secrets. It’s all there. I will be going home tomorrow. I have been giving a plan to manage this horrible affliction. God bless you
Organizer
Michael Pizzuti
Organizer
Longwood, FL