Medical and Social Security Benefits At Risk

Updated for January 2025:

For the last decade-plus, I have battled a number of health issues, including End Stage Renal Disease and COVID (as seen in the picture above) and suffered financial reversals as a result of an inability to work. For an extended time, I attempted to use debt reconciliation to meet the challenge of my debts, but GRT Financial/Huron Law Group was more interested in collecting fees than actually negotiating with my creditors and settling my accounts, so I left the program after two years and over $10,000 lost. All money raised by this GoFundMe previously went towards covering ever increasing monthly drafts to GFT/Huron that nearly surpassed my rent amount at one point and those donations were (and still are) greatly appreciated. Because my current income comes solely from Social Security Disability, legally I am protected from lawsuit collections in Illinois but the debts remain until my finances make a turnaround.

However, it now appears that the benefits I rely on to survive are endangered. Medicaid was the first to go, and I suspect Medicare and Social Security disability payments are likely next. I will not survive at all if this happens. My goal is to try and live as well as I can for as long as I can. I suspect many are in the same boat financially, it's my hope that those who are able will try and help. Maybe the funds will sustain me until these crises abate or at least make my last days on this planet bearable.

Timothy Christopher Joyce, Jr.

January 2025