Financial Literacy Through MyFondi
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WHO ARE WE?
MyFondi (Fondi = Funds in Italian) is a personal finance application that assists consumers in reaching financial freedom through budgeting and savings education. The consumer is provided an essential tool needed to create and manage their budget along with tracking individual and/or family financial goals.
MEET OUR FOUNDER
Patricia Campbell is the Founder and CEO of MyFondi. She graduated from Kent State University with a degree in Accounting. She is also a Certified Public Accountant in the State of Pennsylvania. Patricia has 15 plus years of experience starting her career in one of the Big 4 accounting firms and later working for one of the major banks in the City of Pittsburgh. Through her life experience and own pain, she was moved to create a spreadsheet that was used to budget her household finances and to become debt free. This spreadsheet was well known within her circle of friends and it was always used in a humorous manner while making financial decisions. Once family and friends started to use her methods, they also started to see success in budgeting and achieving their financial goals. From the success of family and friends, she is turning her manual spreadsheet into a tech friendly mobile app so others can reap the benefits and a better financial future.
THE PROBLEM
A recent CNBC article stated the following: “Over 40% of all Americans would struggle to come up with just $400 to pay for an emergency expense.” MyFondi realizes that if over 40% of Americans cannot come up with $400 to pay for an emergency expense, the financial situation for many Americans regarding saving for their future or their children’s future is very grim. The MyFondi app will easily assist consumers to understand and recognize their spending habits; and pinpoint where they can nip the bleeding in their spending to be able to save towards their future financial goals. Over 70% of millennials have a mobile device and the MyFondi app will become their mobile budgeting tool of choice by directly marketing to their pain points with saving and budgeting for the future.
WHAT MAKES US DIFFERENT FROM OTHER BUDGETING APPS
The purpose of the MyFondi mobile application is to help consumers manage their money and reach their financial goals in a fun and educational way. The unique value of the MyFondi application is that budgets are associated with paychecks, instead of a monthly budget. No week of spending is exactly the same, and being able to account for both sides of your cash flow can help you to plan and make responsible budgeting decisions.
MyFondi will incorporate:
Budgeting Coaches (unifying community-based budgeting coaches under our MyFondi Brand) – to assist consumers with creating budgets, accountability partnership, and answer any questions regarding budgeting
Financial Advisors (unifying community based financial advisors under our MyFondi Brand) – to assist consumers with investing their money once they have reached financial freedom
REVIEWS FROM CUSTOMERS USING MANUAL PROCESS
When I first looked at Patricia’s budgeting spreadsheet, it really overwhelmed me. I was in the red before I even started. It really showed how much I was relying on credit cards to supplement my income. Working with Patricia, I was able to understand my spending habits and stop wasteful spending. Now I can work on becoming debt free, stop living paycheck to paycheck, and save for retirement.
LaQuice S. - Pittsburgh, PA
When I won the sweepstake to use Patricia's services for free, I did not know how much I would gain from it. She took the time to understand my finances to really help me understand what I have been doing with my money. She helped to structure my budget to get out of debt quickly and save from my future home purchase. I am so glad I entered my name into the contest!
Maya M. - Sterling, VA
What can I say about Patricia and her spreadsheet? LIFE SAVER! I am so very thankful for their help with my financial needs. When I came to Mrs. Campbell in regards to my finances, I was barely above water. I knew that I made enough money to handle my priorities and then some, I just didn’t know where it was going every month. Living paycheck to paycheck was hard for me and caused unnecessary stress. Back in the day, growing up, I learned to spend, spend and spend some more. Financial literacy was not at the top of the totem pole at that time. However, with the help of Patricia, I feel more knowledgeable and have a clear concept of my financial future. I can not only plan trips this year with ease, but I can budget groceries, medical bills, emergencies and savings. TRUST IN Patricia, she will have you back on track in no time!
Ashton P. - Jacksonville, FL
OUR CAMPAIGN GOAL
We're are looking to raise $10,000 through to finish the final build of the MyFondi application. Right now, we have an MVP (Minimum Viable Product) and we are ready to take it to the next stage. We need your help in getting there. We are so excited for the world to see what MyFondi has to offer. Financial Freedom and Literacy is our goal for all.
THANK YOU for any contributions that are provided to MyFondi! We truly appreciate any amount you can give to help us succeed.
MyFondi (Fondi = Funds in Italian) is a personal finance application that assists consumers in reaching financial freedom through budgeting and savings education. The consumer is provided an essential tool needed to create and manage their budget along with tracking individual and/or family financial goals.
MEET OUR FOUNDER
Patricia Campbell is the Founder and CEO of MyFondi. She graduated from Kent State University with a degree in Accounting. She is also a Certified Public Accountant in the State of Pennsylvania. Patricia has 15 plus years of experience starting her career in one of the Big 4 accounting firms and later working for one of the major banks in the City of Pittsburgh. Through her life experience and own pain, she was moved to create a spreadsheet that was used to budget her household finances and to become debt free. This spreadsheet was well known within her circle of friends and it was always used in a humorous manner while making financial decisions. Once family and friends started to use her methods, they also started to see success in budgeting and achieving their financial goals. From the success of family and friends, she is turning her manual spreadsheet into a tech friendly mobile app so others can reap the benefits and a better financial future.
THE PROBLEM
A recent CNBC article stated the following: “Over 40% of all Americans would struggle to come up with just $400 to pay for an emergency expense.” MyFondi realizes that if over 40% of Americans cannot come up with $400 to pay for an emergency expense, the financial situation for many Americans regarding saving for their future or their children’s future is very grim. The MyFondi app will easily assist consumers to understand and recognize their spending habits; and pinpoint where they can nip the bleeding in their spending to be able to save towards their future financial goals. Over 70% of millennials have a mobile device and the MyFondi app will become their mobile budgeting tool of choice by directly marketing to their pain points with saving and budgeting for the future.
WHAT MAKES US DIFFERENT FROM OTHER BUDGETING APPS
The purpose of the MyFondi mobile application is to help consumers manage their money and reach their financial goals in a fun and educational way. The unique value of the MyFondi application is that budgets are associated with paychecks, instead of a monthly budget. No week of spending is exactly the same, and being able to account for both sides of your cash flow can help you to plan and make responsible budgeting decisions.
MyFondi will incorporate:
Budgeting Coaches (unifying community-based budgeting coaches under our MyFondi Brand) – to assist consumers with creating budgets, accountability partnership, and answer any questions regarding budgeting
Financial Advisors (unifying community based financial advisors under our MyFondi Brand) – to assist consumers with investing their money once they have reached financial freedom
REVIEWS FROM CUSTOMERS USING MANUAL PROCESS
When I first looked at Patricia’s budgeting spreadsheet, it really overwhelmed me. I was in the red before I even started. It really showed how much I was relying on credit cards to supplement my income. Working with Patricia, I was able to understand my spending habits and stop wasteful spending. Now I can work on becoming debt free, stop living paycheck to paycheck, and save for retirement.
LaQuice S. - Pittsburgh, PA
When I won the sweepstake to use Patricia's services for free, I did not know how much I would gain from it. She took the time to understand my finances to really help me understand what I have been doing with my money. She helped to structure my budget to get out of debt quickly and save from my future home purchase. I am so glad I entered my name into the contest!
Maya M. - Sterling, VA
What can I say about Patricia and her spreadsheet? LIFE SAVER! I am so very thankful for their help with my financial needs. When I came to Mrs. Campbell in regards to my finances, I was barely above water. I knew that I made enough money to handle my priorities and then some, I just didn’t know where it was going every month. Living paycheck to paycheck was hard for me and caused unnecessary stress. Back in the day, growing up, I learned to spend, spend and spend some more. Financial literacy was not at the top of the totem pole at that time. However, with the help of Patricia, I feel more knowledgeable and have a clear concept of my financial future. I can not only plan trips this year with ease, but I can budget groceries, medical bills, emergencies and savings. TRUST IN Patricia, she will have you back on track in no time!
Ashton P. - Jacksonville, FL
OUR CAMPAIGN GOAL
We're are looking to raise $10,000 through to finish the final build of the MyFondi application. Right now, we have an MVP (Minimum Viable Product) and we are ready to take it to the next stage. We need your help in getting there. We are so excited for the world to see what MyFondi has to offer. Financial Freedom and Literacy is our goal for all.
THANK YOU for any contributions that are provided to MyFondi! We truly appreciate any amount you can give to help us succeed.
Organizer
Patricia Campbell
Organizer
Fort Lauderdale, FL