Help a trans person out of crushing debt

Hello, my name is Dogtail and to get straight to the point, I made some pretty poor financial decisions after my mother died- like using the money she left me to purchase a house without leaving money for the taxes associated with pulling the money out. I have a bunch of old credit card debt I haven't paid off and I owe the IRS about 24k and need to make payments on a payment plan every month, which in itself is kinda making it hard to get to a state of homeostasis on top of all the old debt I've been avoiding.

So if you're in a financially stable enough space to help out someone who has made some very dumb grief stricken mistakes, or are absurdly rich and feeling bad about it and want to gain some positive karmic points, please consider helping me get to a clean slate.