Help a single father repair a major roof leak

Hello, I’d first like to begin by saying this is not something I would normally do as I have always been one to work for what I want or need and refuse to ask others for help however the circumstances are something I cannot ignore or be too prideful of to refuse to put out a calling for help. My name is Ryan I am a 34 year old homeowner and single father to 2 little boys and 1 little girl. Last summer our home developed what I would consider a major leak in the roof, everytime it rains we have water coming in through the attic, running down the inside of the upstairs bedroom walls and seeping through our kitchen ceiling directly above the kitchen table. It was so bad the first time it happened we woke up to the kitchen table covered in water and a massive puddle covering most of our kitchen floor. I have called a handful of roofing companies to come out and assess the damage and to give quotes on replacing the roof. Originally I wanted to just have it patched until a time where I was able to financially cover the costs. My home owners insurance won’t cover it because there was no event or damage that caused the roof to leak(fallen tree, lightening strike etc) and the leak is simply due to age. The roofing companies that have come out have all been unanimous in stating that the roof would not last long with just a patch job and that because of its age, the fact that there is current already 2 layers of shingles and the current state of the adhesives being dried out, the entire roof would need to be ripped off and a completely new roof installed. I had to resort to cutting the drywall on ceiling and walls out and removing the insulation of the upstairs bedroom and place plastic bins underneath the areas the water is getting inside in an effort to prevent it from traveling through the walls and down to the first floor so more damage and potentially mold does not occur. The quotes that I have been given range between $10,000-$13,000 so I am hoping to somehow get these funds as quickly as possible as right now our living conditions have been greatly effected. I have had to move my sons out of their bedroom and moved my daughter into what is my bedroom and for myself I have been sleeping on our living room couch for almost the last year now. I work full time 3rd shift and if it were not for my parents helping to take my children at night I would not be able to work at all and I am grateful for them. I have tried applying for home equity loans, personal loans and between my credit being too low for their approval and increasingly higher interest rates unfortunately the bank is not a helpful option and we do not have time now with the winter freeze being over to wait for me to pump my credit score higher to get the banks help. I have sold many of my personal belongings and things of value to try and come up with something to put toward this emergency however I’ve come to the point and realization that I simply will not be able to raise and earn the amount of money in the time that I need to to get this fixed and that is what has led me to swallow my pride and make this go fund me posting.

 

To whoever may donate or even anyone who simply took the time to just read our story I would like to for myself and on behalf of my children say from the bottom of our hearts, thank you! And god bless.

 

Ryan