Ok y'all, I need a miracle and I’m seeking help. On Monday, 3/31/25, I was at work at my new job. A mother and son entered my work looking for the owner of a white Jeep Cherokee because there had been an incident. Lucky me, it was my Jeep, of course. The pictures below show the damage, and their insurance totaled out my Jeep. They sent a settlement to my lender since my Jeep was still financed. That pays part of the loan off, and I do have GAP, so that will cover the difference. Geico (their insurance) has provided a rental until Monday the 7th; however, I can’t get there before I’m off work. I have NOTHING for a down payment. I am trying to stay afloat from work transitions to a new company and just everyday life being a full-time single mom.

I’m asking for anything, any help I can get to get SOMETHING gathered for a down payment. Something is better than nothing. I literally have less than 48 hours to find a vehicle so I can get to work. I don’t need new; I need reliable and practical for the situation at hand. If you can help in any way and share to try and help, I’d appreciate it greatly. I can’t be without a vehicle for the kids and me.