
Help Ian Save his Livelihood, Auto Emergency
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Hey guys, my name is Ian - if you're reading this, then you probably know me or know someone that knows me. I'm creating this goFundme as a last-ditch effort to circumvent a sudden and absolute emergency that has left me at the edge of losing my entire livelihood and ends my ability to assist a family member who is in the middle of a persistent and severe medical situation. On Saturday, I lost my car suddenly to repossession, and I didn't understand why. I work full-time, and I'm on the verge of beginning a new career, and I was always able to deliver my payments on time. However, a month ago, I suffered from Covid, which put me out of work for about two weeks. To assist with catching up with my bills, I asked my mother to make several of those car payments through her account, with me sending her the greater share over PayPal until I could catch up safely with my back bills. She agreed, and she connected her account to the Finance website for the car to take out the bills via AutoPay. My mother is suffering from severe medical issues that make it hard for her to drive. I assist her in getting her to her medical appointments, the store, and any other place she needs to go, including extended trips to specialists in the city. As it turns out, that same anxiety caused her to make a mistake on the form, and three payments failed to go through, with none of us the wiser until I woke up with my car missing from the street. After touching base, we realized this absurd mistake had cost me the most important means of my livelihood at a time when, due to Covid and its related expenses, my savings had been reduced to nothing to catch up with medical expenses and bills. All of this, about a week before I was ready to take the state test to become a licensed Insurance Agent, a career that would earn me an excellent living - but after I had already expended the money to acquire the educational material and test itself. The timing was almost unimaginably terrible.
After a weekend of sheer panic, I called relatives and my bank but found no real aid. I have been putting so much work into creating a better life for myself and helping those closest to me, and this turn of unforeseen luck is not only unfortunate, but of such a magnitude that it will unmake all of the hard work I've done over the last few years, and set me back into a position that I honestly can't visualize how to escape from. I spent so much time working buying this car, and now I use it for all of my income and my works - I can't even work while my car is gone, and I have been unable to find any aid from the family members I have contacted. People that know me also know that I do not easily ask for help. I have pride in my work and my ability to push through most obstacles. Yet, this is a situation I cannot figure out how to overcome by myself - and it isn't just me who is affected.
Not only is this sudden, it's also time-sensitive. On a positive note, Hyundai agreed that they would grant me the car back and in good standing with the payment of the past balance, a repo fee, and the fee the lot requires for keeping the car - something in the ballpark, altogether, between $3500 - 4000 - but they continue to charge storage fees each day I cannot rescue the car. I understand that even if people are gracious and generous enough to come to my aid, it isn't instant, and I may have to wait several days before this bears fruit - thus, I added a little extra on the end of the fund-raiser. If I cannot get the car out within a short amount of time, anywhere from a few days to 2 weeks, they will send it to auction and I will lose my chance to get it back.
As I have never done before, and in this time of covid and stress, I now lay my future on your assistance. I am frightened for my life and for my mother and others who rely on me to aid and support them. I have worked hard to get where I am, and this will cause me to lose all of it. I don't know if I can come back from such a loss, not without help. If you can help my family and me, you'll have taken part in a true miracle. I will do everything in my power to pay that kindness forward and towards anybody that gives it.
Thank you so, so much. If you can't donate, then consider sharing. I contribute to these emergencies when I can, and people suggested that it is time for me to trust truly in the kindness of others now. I hope I can count on you. Any help would be, in a significant way, literally saving my life.
Ian (and fam)
Organizer
Ian Burton
Organizer
Maryland, MD