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Help us keep Moms home & start 2022 with hope

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Thank you for taking the time to read this and hopefully consider helping me, help Jay to keep the one and only thing he has left of not only his mom, but his entire family. After his mom passed, the only thing she had to leave him was the house we are currently living in, which happens to be the home he shared with his mom as well as his grandparents before they all passed away. She worked very hard for this house and we want to keep it in her memory and honor. I’d like to apologize in advance for the long post. But there is so much that has happened and I feel the details are all very important to the issue at hand. For those of you who may not know. My boyfriend’s mother passed away recently. I promised her, on my last moments with her, that I would help take care of her son, the house and her dog, Thor. I do not know if she could actually hear me, but a promise is a promise. She had done so much for me, it is the least I could do. Jay was her world and everything in it & I wanted to let her know he would be okay. Since the beginning of this year, myself and him, have been stricken with tragedy one moment after another.
It started at the beginning of this year with the loss of our beloved little pup Armani, whom we tried everything we could to sustain his comfort and make him better. However, after MRI’s and countless veterinary visits, he succumbed to his condition and if anyone has ever owned a little furball, they know how devastating the loss can be, before their time and how the impact can be felt on the family. We thought, how things could get worse from here. Little did we know, that was just the beginning. Only a few months later, Jason’s Mom, passed away suddenly. We thought we were just taking her to the hospital and it quickly turned out that he was going to lose his Mom in only a matter of a few hours.
Since then he struggles daily with his sudden loss, with being the Executor of her estate, all while having no one to guide him or family to turn to. Jason has no family to support him through this and has been doing everything on his own. I try my best to be there for him,, but there is only so much I can do. The day of his Mother’s arrangements, his car broke down, costing over $1000 to repair. Needless to say, getting to the arrangements became quite difficult and an unnecessary obstacle considering the circumstances.
Since that moment, Jason has been trying desperately to figure out how to be the Executor and what steps to take. It cost $1200 to be bonded in, because his Mom’s will was not updated, because the previous members of his family that were listed as the Executor had passed away suddenly as well and his Mother was trying to cope with the loss of her father and her brother. The countless bills, fees, lawyers’ fees etc. have only contributed to an already overwhelming circumstance. Every day, this man comes to me at night, with tears in his eyes, not understanding why all this is happening to him. He struggles every day to put a smile on his face and be positive.
Recently, his Mother’s dog, Thor, passed away suddenly as well, just a few weeks ago. We struggled to come up with the finances to take care of Thor and tried our best to sustain his life and make him comfortable as it was our promise to his Mother. It was difficult to suffer another loss with Thor, as we have already been coping with his Mom and Armani. For months he was in and out of the doctors for treatments, test and emergency visits in between. But eventually we had to let him go.
Recently his car, which is certified and bought from a reputable dealership has broken down again. This car has been a problem from day one, but we keep thinking that this time will be the last time, but every few months, it’s something else. We do not have the sufficient monetary means to fix the car again as it has only been a couple of months since the last substantial payment made to fix his car. So we have been using my car for the two of us as well as everyday duties. It has been difficult to say the least. It just feels like every time we come close to a mortgage payment, something happens or there is a slow week or day at work, leading to us having to use the money to pay for a bill or unexpected expense. It’s safe to say that we did not get this far behind due to a lack of trying. Every day we put our blood sweat and tears into trying to stay afloat, but another wave comes and knocks us down.
He was working a second job, besides the hospitality industry in hopes to make extra money, when he was stung be a yellow jacket and found out he was allergic. He was rushed to the hospital to be treated for an allergic reaction which only, again, contributed to our financial and emotional burden. Jason has since strived to get up each morning to make countless phone calls, research and errands in hopes to find programs that will help and fulfill his responsibilities. While this is hard, I’m proud that he has not just lied down and let his depression take over. Despite ever. He is a good man, with a big heart and strives every day to not lay his burden on another person. He carries it on his shoulders, striving to get through and never asks for help so I feel I have to do something before it is too late.
He has been trying his hardest to accomplish all the responsibilities laid in front of him and still put out applications to secure a job with his degree while trying to process all that has happened in only a matter of 8 months. We know that once he gets into a company, where we can put his degree to use, it will change our lives for the better. In the meantime, we need a fresh start, hopes for a better year and a future to look forward to.
The amount that I am trying to raise is to cover four months, plus the late fees. I worry about us being behind since the insurance and taxes are tied into the monthly payment. I also fear that us being behind, will hinder us from transferring the mortgage over to Jason without them worrying we will not pull off the payments every month. I just really need a miracle right now and I’m actually reaching out for help even though I’m not the type to admit defeat or ask for help, (especially on such a large scale). I want nothing more than to stick to the promise I made his Mom. Mom was not a materialistic person. Her son and his happiness was everything to her. She was such a warm, loving, hard-working and giving person touching the lives of so many. She was too amazing of a person to let her finances as well as the mortgage outweigh her memory. We have yet to even have the time to grieve her properly. It’s time we focus on processing everything that has happened these few months, try to gather money for lawyer fees and take care of ourselves. We would greatly appreciate any help that you may be able to offer, to assist us in catching up on the mortgage so we can have an opportunity to get through this difficult time.
Thank you for taking the time to read this story, it is not easy for me to ask for help, but I love him and his mother and I want to show him that positive things can come our way! A fresh new start to focus on making his mom proud!

Organizer

Shannon Nicole Kramer
Organizer
Edgewater Park, NJ

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