I need a boost. Debt relief plus help me save my van

Friends

I feel very conflicted even writing this and I was very hesitatnt to make this campaign. But I am turning to my community to potentially help me out of this jam I'm in. I need the help and I have to swallow my pride.

As many of us do I live month to month often just scraping by. I operate on a very fixed income. I've often had to use money mart over the past couple years to make ends meet. A foolish thing to do but one I was left no choice with at times.

I recently purchased a van knowing full well I would have to make sacrifices to make it work. My insurance is not cheap but I figured I could swing it if I saved enough and gave up a few things. The van has been a great asset to my life and my bandmates. The freedom it provides and its ability to generate income for me can not be matched. But in turn the repairs have been incredibly expensive and plentiful. I've managed to cover them until now but a few days ago it was making a griding noise like the wheel was going to fall off. It is currently in the shop with another expensive repair with a part they are having trouble locating.

However the even bigger issue I'm facing is the money mart debt I owe. If I were able to knock it out or atleast a large portion of it it would dramatically help my situation every month. I've been chipping away at it with every bit of money I get in but I need to take a Sledgehammer to this sucker. If I could free up that extra bit a month It would massively help.

I have taken action but it hasnt made enough of an impact. I've sold many of my valuable possessions records tapes clothes ill never get back, ive been denied bank loans, my family is in bad shape I just lent my father $40 a day ago, I've been actively seeking further employment but nothing yet and nothing that is going to immediately address this issue.

This month my insurance came out early when I didn't have the funds and am now hit with a massive NSF fee. I just don't know what I'm going to do. I'd really hate to sell the van so early on and after sacrificing so much for it already. It will be a great way for me to generate income once it's fully on the road (bands, helping people move, dropping off items I've sold etc.. lots of possibilities)

Friends I know we are all feeling the pinch. I know there are far worse injustices in the world than a broke dude with a debt. But this has been so exceedingly stressful with many sleepless nights over my finances. I'm not sure what else to do but turn to my community. Between the debt, the repairs, insurance and the already exorbitantly expensive necessities of daily life I'm deep deep in a financial hole now and I don't know how I'll get out with out help.

I'd like to avoid having to take out more money from money mart and throwing myself further to the wolves. If there is anyway to even take some of this financial burden off me it would be like a miracle at this point.

If you have a couple spare dollars to help me out it would be forever appreciated. Just really need to knock a chunk of my debt off/cover this repair and have a bit of spending money for groceries while I use January to really hunker down and solidify a plan to generate more income for myself.

I need a boost as it were

I'm going to set the goal as to cover my entire debt and this latest repair. I do not at all expect to reach even nearly that number but anything that inches in the green will be so incredibly helpful right now.

I appreciate you all. I feel bad about asking for $$$ but I'm really in a jam here

Much love to you and yours and a happy (and hopefully less broke) 2025 for us all

Xo

K