insurance won't pay anymore for PT

Hey y'all, Phil's insurance only gives him so many physical therapy visits...we've used those and as y'all know from his motorcycle accident years ago he had to get put back together like humpdy dumpy...if he doesn't get therapy his legs go into atrophy (which they are) and his back spazzes out where he has trouble sleeping, walking or even sitting...y'all have helped us so very much get through life and we appreciate it and love everyone of y'all , but I just can't do it on my own ...I seriously hate asking for help but I need help to keep because I can't do everything on my own, I'm doing my best and beyond but the cost of everything medical it's just not enough...I'm 41, but at this point trying to work myself to death to pay bills, I look 60...