Julie get her home back

Hi, my name is Julie, and I am in a situation right now. I am a hard-working single mother of 2 beautiful children. I recently divorced (March 9th, to be exact) and am trying to dig my way out of a deep hole. I was married to an unstable individual for too long. I kept believing he could hold a job to be disappointed over and over. Finally, enough was enough. He couldn't take care of himself, much less a family. Long story short, two cars repoed, credit score ruined and crazy amounts of debit, including a lean on my beautiful home. I have been paying a debt to our local HOA, including unreasonable attorney's fees. For over a year now. Although I can see the light at the end of the tunnel, this monthly payment of $362 is near impossible for me to make. It may not sound like a lot, but to me, it's the difference between groceries and keeping the lights on! I borrowed from friends, family, and coworkers, which is just too much. I have contacted our HOA Board and the attorneys and cannot get the payments reduced or lowered. I have tried to take a loan from my credit union and was denied. I have tried to borrow from my 401K and was again rejected because the type of plan I have does not allow hardship loans unless you are of retirement age or quit or get fired from your job, neither of which is an option for me. I work two jobs, and it always comes down to being short on this monthly payment. I guess today, when I received my paycheck from my main job and saw that I am already eighty dollars in the negative, I decided to try this route. Asking for help is embarrassing, but I am feeling defeated. I only have so many hours to work in a day. Moving is not an option as my mortgage payment is affordable compared to the current market, and keeping my children in their school is important. So what can it hurt? I can rant about my embarrassing situation and possibly get some help. If I could somehow pay the balance of $3362.52, the lien on my house would be removed, which would alleviate many worries. I appreciate you taking the time to read my problem. It feels good to get it out there. It is weighing me down.