My car was totaled from the flooding in VT Ludlow

Hi my name is Robbie Simmons in short my car was totaled on July 10th 2023 by the flooding in Ludlow VT that morning of the 10th I was at my work which is The Windsor County Youth Services where an absolutely amazing group of people do our best to take care of the misplaced homeless and troubled youth that day it was a coworker and I who gladly took care of the 5 youth we had in our program at the time we were evacuated at about 9 am that Monday morning into a gymnasium/kitchen were the youth my coworker and I had to bunker down for a total of 38 hours straight it was a extremely difficult time not just for myself but all of Vermont. Well I tried to get my claim started with my insurance and they told me I was not covered even though I do not own the car it is held by the lean holder I have not had that for for even a year yet and now my insurance is telling me I’m out of luck I have been trying to see if FEMA can help me but it’s not looking good they said they might be able to help but maybe not I work for a nonprofit organization if there is any way some of you could help me I’m a 31 year old father of a beautiful 11 year old daughter I have been struggling to find a apartment for her and I and we have finally gotten that. I don’t know where else to turn so I’m basically begging you guys my GAP covers some of the car but not all of it I will even let people pick parts off the car if it gets paid off there are 4 brand new all season tires on it and the outside of the car didn’t receive hardly any damage but I just need it paid off so I can afford a new car payment here are some pictures of what some of what happened to my car all the money will be put directly to payment of that vehicle and if I end up needing less I will update ASAP I’ve never done this before and I’m just hoping I never have to again please if you can also help others effected by the flooding in VT I personally know many many people who were effected more then I was and thank you for any and all donations.