Need a little help again

Hay guys. I know everyone is struggling just now and I'm not taking anything away from those that are.

I am in a horrible, never ending circle where I have to beg and borrow every month because the universal credit I get just isn't enough. Then I have to pay back the loans which puts me in a bad position for that month again. That then repeats itself. Any help would be greatly appreciated!

Kind regards

Sandy