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Please help me keep my car. Read more for updates.

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Hi, My name is Tanner McCauley. I really didn’t want to ask for help, because I’ve always made a way to not burden others with my struggles. I’ve had a rough three months, my grandfather was placed on Hospice - and I took care of him until his death. I’ve been struggling with my mental health, undergoing EMDR therapy and working through PTSD from being the one to actually pull his oxygen after his heart stopped beating twice. He told me before his decline that he wouldn’t live a life on machines. I respected his wishes but have struggled with the fact that i effectively took a human life. Ultimately, prostate cancer, COVID-19, and failing liver, and kidneys gave me little time left with him and left me scarred. After his death, I contracted COVID-19 from him - and lost my job because of it. I’ve been trying to get back into the correct mental state, I’ve prioritized my mental health, and had to pay inflated household bills to keep our necessities. As of yesterday, my car was repoed by my lender - after already making payment arrangements. I’m now in the predicament of having to pay $1,458 to pay my vehicle up to a 0-dollar balance. As well as this, I have to get my vehicle out of impound ASAP before they try and auction my vehicle before I have the opportunity to get my vehicle back. I’ve always been terrified to reach out for help, but I’ve gotten to a point to where honor and pride matter none if you have nothing left. I have multiple interviews this week and don’t have my vehicle to even attend. I’ve done everything in my power to stay afloat, but this will be the final nail in my coffin if I cannot make this work. I just want my life back, and it seems the world has a certain way of making sure there’s yet another roadblock. Since January, I’ve mourned the loss of my grandfather, my aunt, and my twin nieces due to miscarriage. I’ve endured so much this year and done everything I can to stay strong, but I’ve finally come to realize the realization that I NEED help, and asking for help isn’t a bad or shameful thing. I should have done this earlier, but I really thought I’d be able to survive. Any help is greatly appreciated, and a true blessing. Please help me get my life back before it becomes impossible.

EDIT/UPDATE:

In full transparency and honesty - yesterday I was BARELY able to get my vehicle back before it went to auction - but not without a VERY predatory emergency loan with an APR/interest rate of 259%. While I was able to save my vehicle from auction last minute, I'm now at greater risk due to nearly $4,000 in APR/fees/interest from said emergency loan. This was my last resort - I had NO OTHER OPTION due to circumstance. While I'm beyond appreciative to have my vehicle back in possession, please understand I am in no way safe, just another step closer to bankruptcy. 

All and any help is greatly appreciated! If you don't have the funds to donate, I completely understand - you can still help me by sharing with friends, family, associates, etc. The more website traction the better odd's I have to make it through this.

Once again, from the bottom of my heart - THANK YOU for your compassion, empathy, and understanding.


Organizer

Tanner McCauley
Organizer
Rogers, AR

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