Please Help Us Save Our Home
Donation protected
My name is Melissa, this is completely out of character for me as I am used to managing everything on my own and rarely asking for help. Unfortunately, me not reaching out for help sooner has caused a huge catastrophe for our family. My husband and I have been married for 24 years, we have 2 beautiful daughters. However, my husband is a two time kidney transplant recipient (first transplant at age 15 and second transplant at age 21) and is on disability. He has degenerative disc disease and has lost over 60% of his bone density. His discs in his spine are rubbing bone on bone as there is no "fluid" between his discs. He is in significant pain daily. His kidney doctor just informed him that his kidney function in his donated kidney is only about 57% which is in stage 2 kidney failure (8% away from stage 3). Our oldest daughter was diagnosed with POTS w/dysautonomia several years ago, but has become progressively worse over the the last 6 months. She is no longer able to work as she has "seizure" like convulsions lasting 15 to 30 minutes each almost daily sometimes several times a day. As you can imagine this is completely debilitating. She is in pain all the time. We recently were able to get into a specialist that deals with this disease and were hopeful she could retain some quality of life as she is only 23 years old. The specialist diagnosed her not only with POTS dysautonomia, but also with Ehler's Danlos Syndrome (EDS). We have to go to Herndon, VA for additional testing twice a week for the next 6-8 weeks to determine if surgery may be required to her connective tissues. I have been the only one working trying to support a family of four and go to all of the provider appointments for both my husband and daughter. We live paycheck to paycheck as most families do, however we have had some pretty tough blows recently and haven't been able to recover from them. I have been working extra hours trying to make sure our bills were paid. I was making partial payments on our mortgage and unfortunately the mortgage company didn't apply any of the funds until it made an full payment so we have gotten farther behind than I realized. Honestly, I have been so focused on my daughter and my husbands health that this completely went over my head. I am mentally and physically exhausted and overwhelmed. I am ashamed and embarrassed. This is my mistake and I have been trying to fix it on my own. Our home is in foreclosure due to the "missed" payments even though I was paying what I could monthly, it didn't matter. I have reached out the mortgage company and have sent in an application for assistance review, however this does not stop the foreclosure process. Unfortunately time is not on our side as they intend to foreclose on November 25th, so I am now swallowing my pride and reaching out to for help to help us save our home as I am unable to do this by myself any longer.
Organizer
Melissa Carpenter
Organizer
Frederick, MD