Support Mishka's Fight Against Foreclosure

Hello, my name is Mishka, and I am a single mom to three wonderful kids, ages 3, 9, and 14. I've lived in our home since 2012, and it’s the only home two of my children have ever known. It’s where we’ve built a life full of memories, love, and community. But today, we’re on the verge of losing it, and I’m reaching out to ask for your help.

Our journey to this moment has been incredibly challenging. I’ve always worked hard to make ends meet, including renting out a small Airbnb cottage behind our home to help cover the mortgage. However, the main house became unlivable due to a terrible cascade of misfortune which started with a bad roofing job during COVID. My kids and I had to move into the Airbnb unit two years ago which meant I lost the income that I relied on to pay the mortgage.

My disabilities have worsened during this time, and I’ve been limited in my ability to work. I’ve applied for Social Security Disability Insurance (SSDI), but the approval process is slow and could take many more months. I’ve also applied for COVID Homeowner's Assistance Fund funds, but despite my diligence, I wasn’t approved due to a single technicality related to how my property is classified (my property being listed as 1 unit home plus ADU, versus 2 units, disqualified me).

Despite all of this, I’ve done everything I can to keep my children stable and in their community. Agencies like the Portland Housing Bureau have been helping us repair the main house, replace the roof, repair ceilings and water damage, so we can move back in and restart the Airbnb rental, which will allow us to cover the mortgage and stabilize our income. We’re so close to getting there, but time is running out, and foreclosure is looming.

I am desperate to get back into our home before Christmas, and start 2025 with the security of knowing our home is secure and safe, so I can focus on taking care of my kids, solidifying income, and navigating vocational rehab, to be able to go back to the work I am so passionate about.

(Supporting families and individuals in nurturing securely attached relationships with their children, families, friends, communities, and the world.)

I need to raise $30,000 to save our home and cover the mortgage until we can move back into the main house and get the Airbnb rental up and running again.

This amount will cover past due and upcoming mortgage payments, to eliminate the risk of foreclosure, while I'm fixing the house, and resetting the Airbnb. A portion will be used for repairs that are not covered by the community partners, and bill payments/food while navigating the SSDI application process. (Currently on Step 3, with Disability Determination Services).

With your support, we’ll have the time and resources to keep our home and stay in the community that means so much to us. And we will have room to breathe and be present with each other which benefits the kids and myself, to limit any ongoing trauma from this stressful situation.

This home is more than just a house—it’s our foundation, our stability, and our hope. I am deeply committed to giving my kids the security of staying in their neighborhood, surrounded by their friends and neighbors. Losing our home would be devastating, but I believe in the kindness and generosity of others, and I’m holding onto hope.

If you’re able to contribute, any amount will make a difference. And if you can’t donate, sharing our story with others would mean the world to us.

Thank you for reading, for your compassion, empathy, and for helping us hold onto our home and our dreams. I am endlessly grateful for your support.

With love and gratitude,

Mishka