Help my family.

 I've sat here for 20 minutes writing and deleted it all. I wrote out all the sad things that have happened to us and it just doesn't sound sad enough. So many others have it worse. I've heard it said that when you need help, you should ask. Well, here I am. I'm ashamed. I feel naked writing this. As if needing help and being over your head is something to be ashamed of. I don't know, maybe it is. I don't feel that way when I give pan handlers my extra change but I'm sure I'll hear all about how I'm not suppose to ask.

I'll start by saying this is not where I saw my life being 10 years ago. I didn't know what a short sale was or that you could have a chromosome abnormally but still be fine. I didn't think I'd be over $100k in debt from student loans, medical bills and taxes. I thought debt was for people who misused credit cards. It's not. We are all one bad event from homelessness. Thankfully we've kept that at bay, even if just barely at times. My name is Sam and I need help. My husband works 3 jobs and I'm a stay at home mom of 2. We have been racking up debt for a few years now since my husband's main job switched him from employee to contractor. I thought to ask for money just to pay off our debt but I know it would only help in the short time we'd be right back where we started in a few years. Instead I go back to a dream older then both our children combined. To live sustainable in a home we build with our own he hands. Countless notebooks in our house have sketches of earthen homes, tiny spaces and family homesteads. It's been our dream going on 12 years. To help us be able to pay our debt off and get out of this hole our living situation needs to change. With your help we hope to do just that.

Thank you for your time.