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A 58 year old dad trying his best to provide a happy home and family life for his partner and nine year old daughter whilst struggling with overwhelming debt.

    I'm heading in the wrong direction. Falling further behind and starting to struggle. Every contribution, whatever the amount, matters more than I can say. It makes a difference and provides the motivation needed to continue.

    Help Repay Overwhelming Debt.

    Help Repay Overwhelming Debt.

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    There are so many causes in the world more deserving than mine, and I remind myself daily how fortunate I am compared to the struggles of others. Still, I’m doing my best to navigate a difficult financial period, and it’s taking its toll. Right now, my unsecured debt stands at £31,936, including £24,062 across six personal loans. These run for another 7 to 31 months. The total monthly repayment is £1,069.59. Add a mortgage, another £7,859 of credit cards debt, family expenses, unexpected costs, and the unpredictability of self‑employed income, and you can imagine how overwhelming it becomes. Restructuring the debt would be the obvious solution, but with a low credit score, late payments, and mortgage arrears, it isn’t straightforward. I’m pushing on for as long as I can, but the truth is I’m struggling — and I do need some support to help my family through this period. Any donation, no matter how small, would genuinely lighten the load and mean more than you know. Thank you for reading and for any donation you can make. #debtfree #money #debt #financialfreedom #finance